Group Life and AD&D
Group Life and AD&D
Group Life & Accidental Death and Dismemberment (AD&D) Insurance
Providing a competitive benefits package to attract and retain quality employees can be a challenging proposition for any employer. Double-digit increases in health-care costs make this even more difficult, reducing an employer’s ability to exclusively provide and pay for a comprehensive benefits program. Life insurance from PDT makes it easier for you to offer the insurance coverage that employees want at competitive group rates.
Life Insurance
Life insurance helps protect employees and their loved ones from financial hardship in the event of an eligible member’s covered death.
AD&D Insurance
With AD&D coverage, eligible employees and their beneficiaries may receive an additional amount in the event of a covered accidental death or dismemberment, helping to restore financial balance when the unexpected happens.
Group Term Life Insurance
Plan A – Benefits at a Glance View Plan
- You may choose group term life insurance coverage in increments of $1,000 with a $10,000 minimum up to a maximum of $150,000. Amounts in excess of $50,000 are subject to medical evidence.
- Dependents Life coverage for spouses is available in increments of $1,000, from $10,000 to a maximum of $30,000.
- Dependents Life coverage for children is available in the amount of $5,000.
- NOTE: An additional $20,000 of coverage for each insured employee is paid by PDT.
For a covered accidental loss of life, the AD&D coverage amount is equal to the Life coverage amount. For other covered losses, a percentage of this benefit will be payable.
Get Your Customized Insurance Quote Today!
Quick and Easy Steps to Secure Your Employees Insurance Coverage Quote
Simply provide the complete company name and address, the name and date of birth for each employee, desired coverage amounts (must be the same for all employees or for specific classes), and coverage options like Term Life, Dependents Term Life, and AD&D for each employee. We’re here to make the process seamless for you!
Call us
615-365-4404
Email us
pdtins@aol.com