Group Short Term Disability
Group Short Term Disability
Group Short Term Disability (STD) Insurance
Protect Your Employees from Loss of Income
STD insurance is designed to provide financial protection for eligible employees by promising to pay a percentage of weekly earnings to an employee who cannot work because of a covered illness or injury.
Employers have found this to be an important tool in retaining key employees. PDT provides a variety of plan designs and the choice is up to you.
The Benefits at a Glance document provide details on the various plans available and how they differ.
Group Short Term Disability plans
Flexible Plan Options for Your Employees
| Feature | Plan A – Benefits at a Glance | Plan B – Benefits at a Glance |
|---|---|---|
| STD Coverage Amount | 60% of weekly predisability earnings on the date of disability, reduced by deductible income | 60% of weekly predisability earnings on the date of disability, reduced by deductible income |
| Maximum Benefit | $300, $600, $900, or $1,200 | $300, $600, $900, or $1,200 |
| Maximum Benefit Period | 13 Weeks | 26 Weeks |
| Benefit Waiting Period | 0 days for accidental injury / 7 days for disability caused by physical disease, pregnancy, or mental disorder | 0 days for accidental injury / 7 days for disability caused by physical disease, pregnancy, or mental disorder |
Get Your Customized Insurance Quote Today!
Quick and Easy Steps to Secure Your Employees Insurance Coverage Quote
Simply provide the complete company name and address, the name, date of birth and salary for each employee, desired maximum benefit amount and desired maximum benefit period (must be the same for all employees). We’re here to make the process seamless for you!
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615-365-4404
Email us
pdtins@aol.com